Recover Unpaid Invoices Quickly – No Legal Hassles. No Upfront Fees. No Risk.

Helping Canadian businesses get paid for over 45 years. If we don’t collect, you don’t pay – guaranteed

Fast and effective collection agency services for debt recovery in 2025

are more important than ever. Act early—unpaid debts turn bad fast. A licensed collection agency can recover funds before they lose value.

What a Debt Collection Agency Does for Small Businesses and Individuals

What Our Debt Collection Agency Does for Small Businesses and Individuals

Helping Businesses and Individuals Recover Unpaid Debts

Our collection agency exists to help both sides – creditors and debtors – find a resolution. For businesses, especially small businesses, it means recovering money they’ve already earned but haven’t received. For individuals, it’s a second chance to make things right without legal action ruining their credit score.

Recovery your founds faster

Recover Your Funds Faster.
Start Collecting Today.

How Consumer Debt Collection Works in Canada

Agencies deal with overdue accounts, credit card debt, student loans, and more. And yes, they operate under strict rules. Agencies in Canada, for example, must comply with the Debt Settlement Services Act and provincial laws across regions like Nova Scotia and British Columbia.

The goal? Collect the full amount, or work out a fair debt repayment plan. That could be a series of monthly payments. Sometimes it involves negotiating with the original creditor. Other times, it includes legal steps like filing through Small Claims Court.

Collection Agencies Partner With:

Our Comprehensive Debt Recovery Services

Recovering Debts with Innovative Technology and Expertise

Here’s what makes our modern debt collection agency actually effective. With over 45 years in the business, Credit Bureau of Saskatoon has helped businesses recover millions in overdue payments, professionally and legally. We’re not just making endless calls from call centres. We combine skilled collection agents with innovative receivable management tools.

Commercial Collections

Commercial Collections

Whether it’s unpaid invoices from other businesses or larger corporate accounts, we help recover funds efficiently while respecting your business relationships. Our approach is professional, ethical, and focused on protecting your reputation.
consumer collections

Consumer Collections

From overdue customer bills to service account balances, we handle consumer debt recovery with care and full compliance. Our process encourages payment while ensuring your customers are respected and your brand image stays intact.
Legal Compliance and Consumer Protection

Legal Compliance and Consumer Protection

Ensuring Ethical and Transparent Debt Collection Practices

Let’s talk legal protection for both parties.

Our agency must follows federal and provincial laws. We’re regulated by the Financial Consumer Agency of Canada and are required to respect privacy laws, including how personal information is handled.

With a licensed agency like Credit Bureau, your reputation stays safe while receivables are recovered.

Stay in Control with 24/7 Online Access

Clear Account Details

We provide written requests showing the full amount owed and who the original creditor is.

Consumer credit, personal finances, and credit report issues are always handled with care and respect.
If legal steps are considered, they’re clearly explained up front—no surprises.
You’ll only be contacted during permitted hours and through verified channels like your phone or email.

Why Choose Our Collection Agency?

Licensed, Trusted, and Customer-Focused Service Delivery

Not all collection agencies are built the same. You don’t want some shady operator who harasses people or ignores legal boundaries. You want a licensed collection agency that’s recognized by the Better Business Bureau and follows every rule outlined by the Financial Consumer Agency of Canada.

Years in the Business

0 +

Canadian Owned and Operated

0 %

No Collection, No Fee Gaurantee

0 $

Testimonials

Frequently Asked Questions

Answers to Common Concerns and Scenarios

You’ll usually get a phone call first. The debt collector must state their name, the name of the collection agency, and why they’re calling. They may follow up with a written notice.

The agency should give you the original creditor’s name, the amount owed, and how the debt was incurred (credit card, payday loan, etc.).

Yes. Many agencies offer flexible terms. If you need a few weeks or prefer series of monthly payments, ask directly

Unpaid debts sent to collections can hurt your credit score. But making payments, even partial ones, can soften the impact over time.
Read it carefully. Then call the agency using the telephone number listed. Do not delay. Ignoring a notice can lead to court action or a formal court order.
Contact Our Collection Agency Today

Collection Agency Solutions That Get You Paid

Debt Recovery Made Simple, Affordable, and Effective

Whether you’re a business owner dealing with overdue accounts or a family member helping someone manage personal finances call today to start recovery. Waiting could mean losing that money for good.

Even if you’re not sure a debt qualifies for recovery, a quick conversation with a licensed collection agent can help you figure it out. They’ll ask for the details of the debt, the name of the person responsible, and possibly the original creditor’s information.

On the Receiving End of a Collection Notice?

On the Receiving End of a Collection Notice?

Resolve your account quickly and securely—avoid extra fees.